The Influence of Information Systems and Knowledge on the Implementation Effectiveness of Livin' by Mandiri Application

Janti Soegiastuti, Gunawan Setio Purnomo

Abstract


This study aimed to analyze the effect of information systems and user knowledge on the implementation effectiveness of Livin’ by Mandiri application. The research population is Bank Mandiri KCP Semarang MT Haryono customers who have used Livin’ by Mandiri as many as 466,856 customers. The number of samples used was 100 people who were taken using simple random sampling. The data collected were analyzed using multiple linear regression. The results showed that the information system and knowledge had a positive and significant effect on the implementation effectiveness of Livin’s by Mandiri application. The results of the study concluded that customer knowledge about the application system has a more dominant influence on the implementation effectiveness compared to knowledge. According to this result, service providers of Livin by Mandiri should update their information systems, provide good complaint services, and educate consumers through social media channels.


Keywords


Information Systems; Knowledge; Implementation Effectiveness

Full Text:

PDF

References


Abdulhadi, R. A., & Ahmad, S. (2021). Internet Banking in Saudi Arabia. PalArch's Journal of Archaeology of Egypt/Egyptology, 18(13), 673-684.

Ammar, A. & Ahmed, E. M. (2016) Factors influencing Sudanese microfinance intention to adopt mobile banking, Cogent Business & Management, 3:1, DOI: 10.1080/23311975.2016.1154257.

Anouze, A.L.M. and Alamro, A.S. (2020). Factors affecting intention to use e-banking in Jordan. International Journal of Bank Marketing. 38(1), 86-112. https://doi.org/10.1108/IJBM-10-2018-0271.

APJII. (2022). Profil Internet Indonesia 2022. https://apjii.or.id/survei2022x/

Arini, H., Badarrudin, B., & Kariono, K. (2018). Efektivitas inkubator bisnis dalam pelaksanaan pembinaan usaha masyarakat kecil menegah. Jurnal Administrasi Publik: Public Administration Journal, 8(1), 1-17.

Bokhari, R.H. (2005). The relationship between system usage and user satisfaction: a meta‐analysis. Journal of Enterprise Information Management, 18(2), 211-234. https://doi.org/10.1108/17410390510579927.

Bungkaes, H. R., Posumah, J. H., & Kiyai, B. (2013). Hubungan efektivitas pengelolaan program raskin dengan peningkatan kesejahteraan masyarakat di Desa Mamahan Kecamatan Gemeh Kabupaten Kepualauan Talaud. Acta Diurna Komunikasi, 2(2), 1-23.

Dwitrayani, M. C., Widanaputra, A. A. G. P., & Putri, I. M. A. D. (2017). Pengaruh kecanggihan teknologi informasi, partisipasi manajemen, budaya organisasi dan kepuasan pengguna pada efektivitas sistem informasi akuntansi Bank Perkreditan Rakyat di Kabupaten Badung. E-Jurnal Ekonomi dan Bisnis Universitas Udayana, 6(1), 197-222.

Gelista, D. (2021). Penerapan Sistem Informasi Akuntansi Dalam Efektifitas Pengendalian Internal Penjualan (Studi Pada Auto2000 Way Halim Bandar Lampung). (Doctoral Dissertation, Universitas Islam Negeri Raden Intan Lampung).

Ghazali, E.M., Mutum, D.S., Chong, J.H. and Nguyen, B. (2018). Do consumers want mobile commerce? A closer look at M-shopping and technology adoption in Malaysia. Asia Pacific Journal of Marketing and Logistics, 30(4), 1064-1086. https://doi.org/10.1108/APJML-05-2017-0093.

Ghozali, I. (2016). Aplikasi Analisis Multivariate dengan Program IBM SPSS for Windows. In Semarang: BP Undip.

Linus Hia, A., Jaelani, E., & Mayer, H. (2022). Analisa Dan Perancangan Sistem Informasi Absensi Karyawan Pada PT. Kage Dwijaya Di Tangerang. HUMANIS (Humanities, Management and Science Proceedings), 2(2), 472 – 476.

Masruri. (2014). Analisis Efektivitas Program Nasional Pemberdayaan Masyarakat Mandiri Perkotaan (PNPM-MP) (Studi Kasus Pada Kecamatan Bunyu Kabupaten Bulungan tahun 2010). Governance and Public Policy, 1(1): 53-76

Notoatmodjo, S. (2007). Kesehatan Masyarakat Ilmu & Seni. Jakarta : Rineka Cipta.

Nurdin, N., & Yusuf, K. (2020). Knowledge management lifecycle in Islamic bank: the case of syariah banks in Indonesia. International Journal of Knowledge Management Studies, 11(1), 59-80.

Petter, S., DeLone, W., & McLean, E. (2008). Measuring information systems success: models, dimensions, measures, and interrelationships. European journal of information systems, 17(3), 236-263.

Petter, S., DeLone, W., & McLean, E. R. (2013). Information systems success: The quest for the independent variables. Journal of management information systems, 29(4), 7-62.

Prihanto, H., & Yuniati, R. (2021). Analisa Terhadap Faktor Yang Mempengaruhi Efektivitas Penerapan Mobile Banking. Jurnal Akuntansi, Keuangan, Pajak dan Informasi (JAKPI), 1(1), 98-112.

Saffana, A. N. (2021). Hubungan Pengetahuan Gizi Dengan Kejadian Anemia Pada Remaja Di Desa Girimulyo Di Masa Pandemi (Doctoral dissertation, STIKES Muhammadiyah Klaten).

Santoso, A. A., & Rachmawati, I. (2021). Analisis Minat Pengguna Layanan M-banking Livin'By Mandiri Di Indonesia Menggunakan Model Modifikasi Utaut 2. eProceedings of Management, 8(5), 4316-4321.

Sari, N. M. I., & AK, M. F. (2019). Pengaruh Pengetahuan dan Kesadaran Masyarakat terhadap Keuangan Inklusif Masyarakat Miskin dalam Menggunakan Jasa Keuangan dan Perbankan. El-Barka: Journal of Islamic Economics and Business, 2(1), 114-135.

Sugiyono. (2016). Metode Penelitian Bisnis. Jakarta: Alfabeta.

Suharini, M. (2011). Persepsi Nasabah terhadap Penerapan Sistem Layanan Produk dan Jasa E-Banking. Bisnis & Birokrasi: Jurnal Ilmu Administrasi dan Organisasi, 15(3), 168-177.

Susanto, A. (2013). Sistem Informasi Akuntansi. Bandung: Lingga Jaya

Tika, P. (2008). Budaya Organisasi dan Peningkatan Kinerja Perusahaan. Jakarta: Bumi Aksara




DOI: http://dx.doi.org/10.56444/ubar.v1i2.3326

Article Metrics

Abstract view : 252 times
PDF - 0 times

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 Untag Business and Accounting Review



View My Stats

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.