MECHANISM FOR SETTLEMENT OF DEFAULT IN THE MORTGAGE LOAN AGREEMENT AT PT. BPR BKK PURWODADI GROBOGAN
Abstract
This study aims to determine the mechanism for settling defaults in the imposition of credit contracts at PT. BPR BKK PURWO-DADI GROBOGAN and to understand the ideal default settlement mechanism in imposing credit contracts at PT. BPR BKK PURWODADI GROBOGAN. This research uses a sociological juridical approach, and the research specification is descriptive-analytical. The data used are primary data, secondary data is data obtained directly from the field using inter- views, and secondary data is library research. The results obtained: 1) If the Customer defaults in fulfilling his obligations in terms of installments or loan repayments, then settle the default against the Debtor, PT. BPR BKK PURWODADI GROBOGAN makes a settlement by conducting an auction at the KPKNL and completing the auction terms and Failure to Settle Dispute in Court 2). If the customer de- faults in fulfilling his obligations in terms of installments or repayments, the ideal default loan settlement mechanism in imposing credit agreements are by Settlement of Banking Disputes Through Mediation Forums, Warning Letters, Refinancing/Refreshing, Personal Guarantees, sale of assets/objects guarantee together.
Keywords
Full Text:
PDFReferences
Bawazier, F. (2017). Sistem Ekonomi Pancasila: Memaknai Pasal 33 UUD 1945. Jurnal Keamanan Nasional. https://doi.org/10.31599/jkn.v3i2.85
Dhevira Dhiya Nur Aisyah. (2021). Hak Dan Kewajiban Warga Negara. In Dhevira.
Glahé, P. (2022). Gesetzliches Unrecht und übergesetzliches Recht. Leben und Wirken Gustav Radbruchs. BIOS – Zeitschrift Für Biographieforschung, Oral History Und Lebensverlaufsanalysen. https://doi.org/10.3224/bios.v33i1.06
Hayati, T. (2019). Hak Penguasaan Negara Terhadap Sumber Daya Alam Dan Implikasinya Terhadap Bentuk Pengusahaan Pertambangan. Jurnal Hukum & Pembangunan. https://doi.org/10.21143/jhp.vol49.no3.2199
Islahiha, N. A., Frita, N., & Maulana, R. (2019). Penerapan Sistem Perekonomian Syariah Dalam Mengatasi Kesenjangan Sosial Ekonomi Di Indonesia. PKM-P. https://doi.org/10.32832/pkm-p.v3i2.472
Rohendi, A. (2019). Arah Hukum Ekonomi Dalam Pengembangan Perekonomian Indonesia. Jurnal Hukum Dan Bisnis (Selisik). https://doi.org/10.35814/selisik.v5i1.1279
Satiah, S., & Amalia, R. A. (2021). Kajian Tentang Wanprestasi Dalam Hubungan Perjanjian. Jatiswara. https://doi.org/10.29303/jatiswara.v36i2.280
Shuib, M. S., Keling, M. F., & Osman, N. (2020). Mahathiriskonomism: Memperjelas Peranan Mahathir Mohamad dalam Pengurusan Krisis Ekonomi 1997/98. Malaysian Journal of Social Sciences and Humanities (MJSSH). https://doi.org/10.47405/mjssh.v5i12.621
Sjaifurrachman, S., & Fithry, A. (2021). Kedudukan Benda Jaminan Yang Dibebani Hak Tanggungan Apabila Terjadi Eksekusi Dalam Hal Debitur Wanprestasi. Jurnal Jendela Hukum. https://doi.org/10.24929/fh.v7i1.1564
Sutrisni, S., & Sugiarti, Y. (2021). Analisis Pasal 1242 Kitab Undang-Undang Hukum Perdata Untuk Tidak Berbuat Sesuatu Sebagai Hak Dan Kewajiban Dalam Perjanjian Pinjam Meminjam. Jurnal Jendela Hukum. https://doi.org/10.24929/fh.v7i1.1563
Wiguna, M. O. C. (2021). Pemikiran Hukum Progresif untuk Perlindungan Hukum dan Kesejahteraan Masyarakat Hukum Adat. Jurnal Konstitusi. https://doi.org/10.31078/jk1816
DOI: http://dx.doi.org/10.56444/jpl.v3i4.3361
Article Metrics
Abstract view : 214 timesPDF - 0 times
Refbacks
- There are currently no refbacks.
Journal of Philosophy of Law is published by the Law Study Program, Doctoral Program, Faculty of Law, University of 17 August 1945, Semarang. Editor's Address: Jl. Pemuda No. 70, Pandansari Village, Central Semarang District, Semarang City, Central Java 50132 Tel. (024) 86400797
